Personal Liability Insurance: What Happens When Someone Gets Hurt on Your Property

Unlike car and home insurance, most people are not familiar with what commercial insurance covers. Here at Vargas & Vargas Insurance, serving the greater Dorchester, MA area, we want to take the time to let you know more about what this type of insurance is and what it covers. Here are a few of the things that commercial insurance covers.

If you own a commercial building, commercial insurance covers this building from damage such as fire, strong winds, and storms. This type of coverage is very similar to home insurance. However, it is for a commercial building and the surrounding property instead.

Another thing that can be covered under commercial insurance is commercial vehicles. If your business uses cars during the course of your day, those cars and the drivers that use them are insured under a commercial insurance policy. This policy covers car theft, accidents, and injuries that may result from an accident.

The last thing that is covered under a commercial insurance policy are the goods that are stored in the commercial building. These items are insured against things like theft and damage as well. This may include any product you have to sell or items typically found in a building, such as a warehouse equipment or computers, printers, and copy machines.

If you are looking to obtain a new commercial insurance policy or are not happy with your existing one, we can help. Give Vargas & Vargas Insurance a call today. We proudly serve the greater Boston, MA area and are here to answer questions and concerns. Let us help you find the right insurance policy that covers your business needs.