“Knowledge is of no value unless you put it into practice.” – Anton Chekhov
You have a Massachusetts home insurance policy, but how much do you know about it? Most people know their premium amount but get stumped if asked about the details of their policy! Don’t wait until it’s too late – learn the following four key details about your home insurance today:
- Deductible: Does your policy have a fixed dollar deductible or a percentage-based deductible? Is there only one, or do different claims have different deductible guidelines? Can you raise your deductible amount to save money on your premium?
- Policy Limits: Most home insurance policies have a few different limits, including the dwelling itself, other structures on the property, personal property, loss of use, liability, and more. Do you know how much coverage you have for each of these types of claims?
- Covered Perils: Most home insurance policies cover fire, but what about if a neighbor’s tree falls on your home? What about water damage due to a flood? Earthquakes? Sinkholes? The list of possible incidents is endless!
- Available Discounts: There are many discounts available for Massachusetts home insurance policies. Are you getting all of the ones that you qualify for?
Do you know all of these details about your home insurance policy? If not, call your Boston home insurance experts at Vargas and Vargas Insurance Agency today. Make one quick call to 617-298-0655 and one of our agents can review your policy with you and fill you in on all of the important details. They can even check to see if you qualify for any additional discounts – so don’t wait… call now!
