Personal Liability Insurance: What Happens When Someone Gets Hurt on Your Property

April 2, 2017

Most insurance policies contain a vacancy provision, a Massachusetts homeowner’s policy does have a vacancy exclusion that typically applies after a home has been empty for 30 to 60 days when the policy starts removing coverage.

vacant building.jpg 

For more information regarding coverage on your vacant or unoccupied properties call Vargas & Vargas Insurance Agency, your local independent insurance agent. 

September 7, 2025
Think your homeowners insurance has you covered if a flood hits your neighborhood? What if we told you that it probably doesn’t — and you won’t find out until it’s too late?
September 4, 2025
Commercial insurance policies are complicated. At Vargas & Vargas, we know small business owners are focused on running their businesses. You don’t always have the time to pour over commercial insurance policies in detail. Today, we will make a few key points that you should consider as we move forward in 2021.