What would you do if you had an extra thousand dollars at the end of the year? Would you save more, or buy something that you’ve been wanting? Maybe you’re overdue for a vacation? Regardless, it may sound like a lot, but one thousand dollars a year is less than $20 a week! It’s $19.23, to be exact. And if you follow just a few of these tips, you will find that saving that much (or more) isn’t only possible, it’s easy!
- Lower grocery shopping cost. Two things will help bring down your bill: stick to a list, and buy generic when possible. This will make sure that you limit impulse buys, and buying store brands can save over 25%!
- Seek out free entertainment. When you’re looking for something to do, you don’t always have to spend money to have fun. There are always free events being hosted in the Greater Boston Area, and your local library is a wonderful place to go to rent a book or movie for free.
- Pay off your credit cards. How much are you paying each month in credit card interest alone? Bringing down the outstanding balance on your credit cards may not be easy, but the potential savings can be significant. If you’re having trouble cutting costs, consider speaking with a financial planner for help and advice.
Another terrific way to save money each year is to talk to Vargas and Vargas Insurance. We can help you review your insurance coverage and search for adjustments and discounts that could lower your premiums. Just a quick call to 617-298-0655 is all it takes to start the process, so don’t put it off any longer – call now!
