If you need some work done on your Massachusetts home, you will need to hire a reputable contractor to oversee the project. A general contractor is the person who will provide labor, equipment, and materials for your project, and will be responsible for hiring subcontractors for the specialized parts of the job. The general contractor will often be the key piece when a home is being remodeled or gaining an addition.
When you’ve never hired a contractor, though, the thought of choosing the right one can be daunting. The types of projects that require a contractor are often large jobs, and you want to make sure that you have the right person in charge. Here are a few tips that can help to ensure that you find the right contractor for your needs:
- Communication is Key: You want to be updated on the status of your project often, so make sure that you hire a contractor that will communicate with you. You may wish to schedule a recurring weekly meeting with the foreman so that you can get updates and ask questions to your heart’s content.
- The Lowest Bid Isn’t Always the Best Bid: When it comes to contractors, be wary of accepting the lowest bid on your project. With such an involved task, it’s important to get it done right the first time. And, after all, the saying “You get what you pay for” exists for a reason – you don’t want to hire a contractor that is going to cut corners.
- Ask for Credentials: It is essential to make sure that your contractor is licensed, bonded, and insured. A contractor should carry up-to-date personal liability insurance, worker’s comp, and property damage coverage. Also check to see if they are a part of any trade organizations like the AGCMA or ABC. And did you know that you can check a construction supervisor license on Mass.gov? You may also want to ask for a list of the contractor’s previous clients that had similar work done, and make sure that you check other reviews.
- Get a Written Contract: When you think you’ve found the right contractor, make sure that you go over the proposed contract with a fine-tooth comb. The final document should include detailed time-frames and costs, as well as how payment will be handled. Don’t hesitate to ask for clarifications or changes – after all, it’s your home that’s being worked on, and you should be satisfied with what is done.
Once you’ve chosen a contractor and you’re ready for work to begin, it’s important to consider just a few more tips from your favorite Massachusetts insurance agency:
- Avoid Potential Loss and Damage: Remove breakables and valuables in any area where workers will be.
- Make Space: It may be helpful for you to make some room for workers to store their tools on-site. Work may be completed faster and more efficiently if workers are able to be organized.
- Have Answers: At some point, you will likely need to make choices. This could be picking a paint color or flooring, etc. Make your decision in plenty of time so that you don’t inhibit the productivity of the crew.
- Keep Detailed Records: It never hurts to be thorough, especially when dealing with such a complicated matter. Have a record of all contracts, correspondence, and payment receipts for the job. This will come in handy if there is ever a discrepancy, and at tax time. Also make sure that you get all the warranties for materials and workmanship on the project.
- Respect Your Neighbors: Make sure that workers know where your property lines are so that they don’t accidentally park vehicles or store items on your neighbor’s territory. It may also be nice to let neighbors know the timeline of your remodel so that they are prepared for how long the construction will last. A baked good or bottle of wine for putting up with the disturbance is also never a bad idea.
- Focus on the Finish: Often, large and complicated projects like a home remodel can be stressful. It’s important to remember that all of the stress will be worth it in the end.
As a Boston insurance agency, Vargas and Vargas Insurance works with several contractors in the local area, and we would be happy to give you a referral! Call 617-298-0655 and tell us about the project in question, and we can give you the contact information of a contractor in the area that we think will be a great fit for you. You can also request a referral via our Email an Agent page on the website.
While you speak to a Vargas and Vargas Insurance agent about hiring a contractor, ask about a quick and no-cost review of your home insurance policy. We can ensure that your coverage is ready for the remodel or addition that you are planning, and make sure that you are protected against any liability risks presented by workers on your property.
