Every business is different. That’s why Vargas and Vargas Insurance Agency offers several different types of commercial insurance policies! When you call our agency for business insurance, we will help you build a policy that perfectly fits the needs of your business. We can work with you to evaluate your needs and pick all the types of coverage that your business requires. The types of Dorchester commercial insurance policies options may seem endless, but these five types of coverage are our most popular:
Commercial Property Coverage
All businesses have to start somewhere, and your business’s physical location is a very important part of its identity – that’s why you should make sure that it has great insurance protection. A commercial insurance policy with commercial property coverage will insure your business’s structure, as well as furniture and equipment that you have. In most cases, it will even cover signs and landscaping!
Commercial Vehicle Coverage
Does your business require the use of a vehicle? While not every business needs this specific coverage, it is important for all business that regularly transport or deliver goods or services. With this policy, your business will appear as the “principal insured” on the policy if it is the owner of the vehicle, and the policy is useful even if the vehicles in question are used for both business and personal travel.
Group Benefits
If your business has employees, you should really consider adding a strong group benefits policy to your commercial insurance. Depending on the policy that you choose, you can give your employees access to health and dental insurance, retirement plans, disability, and much more. Workers tend to look for employment at businesses with good benefits packages, so working on this policy with Vargas and Vargas Insurance Agency can help you to attract a higher caliber of worker.
Workers Compensation
Unfortunately, accidents happen. To make sure that your business is ready for any accidents that may occur, make sure that you talk to us about adding a worker’s compensation policy to your commercial insurance policy. It can provide coverage for medical expenses, lost income, rehabilitation, death benefits, and more. While we hope that you never need to use it, you can’t be too careful when it comes to your employees.
General and Excess Liability
Would your business be able to pay for a liability issue related to personal or advertising injury? These cases can get very expensive, but the right liability insurance can make sure that your business is protected financially against these situations, and many more. Almost all types of businesses can benefit from liability protection, call us and speak to an agent today to find out why this is.
To get a personalized commercial insurance policies in Dorchester, Hyde Park, South Boston, West Roxbury, Mattapan, Jamaica Plain, Roxbury, Boston, Stoughton, Canton, Randolph, Brockton, Sharon, MA for your business, all you need to do is call Vargas and Vargas Insurance Agency at 617-298-0655. We will get to work right away crafting a Massachusetts business insurance policy as unique as your company. The best part is that all of our insurance quotes are free, and you have no obligation to purchase, so you can call any time, even if you’re just seeing if you can get a better deal than you’re in now!
