Homeowner’s Guide to weathering a New England Winter
Follow these helpful tips and you and your home will survive with minimal problems.
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Safer Driving With Better Tires
The winter season is in full swing and Massachusetts has already seen a few minor storms come our way. When the roads are wet, icy and snow covered, it is proven that it’s dangerous to drive. Tire Rack, an online tire retailer has tested various types of snow tires and has provided the top four tires to use on your vehicle during the winter season.
1. Bridgestone Blizzak WS70
2. Continental ExtremeWinterContact
3. Goodyear Ultra Grip Ice WRT
4. Michelin X-Ice Xi3
But why are winter tires different than all-season tires and summer tires? Each tire is made with different types of rubber compounds. A tire that is used in the fall, spring and summer is manufactured to heat up and create more road grip at warmer temperatures. Typically, these tires are only supposed to be used when it is warmer than 40-50 degrees outside. Winter tires are the complete opposite. These tires are made with rubber compounds that will create grip with the road at colder temperatures (30 degrees and lower). By having winter tires, your front wheel drive, rear wheel drive or all wheel drive car will be able to grip the road more efficiently than your standard all-season or summer tire!
When searching to purchase tires this winter or at any point during the year, be sure to purchase your tires locally, visit Windsor Tire or Dorchester Tire for all of your tire needs!
For all of your automobile insurance, homeowners insurance, life insurance or business insurance needs, be sure to visit Vargas & Vargas Insurance Agency.
With driving conditions currently being sub par, we want to make sure all of the drivers on the road are properly covered in the unfortunate event of an accident. Call us today at 877-550-0025 to schedule an appointment with one of your experienced insurance representatives!
Congratulations to our friends atGibson Sotheby’s International Realty
The reviewer wrote,
“Three months ago, I was offered a position in Northern California that required I relocate with about a month’s notice. Brian quickly helped me rent the unit for a great price. He handled every step of the process seamlessly, including coordinating the removal of some things we left behind after the move. I can’t recommend Brian highly enough”.
Congratulations to Orinoco
The reviewer wrote,
Great recommendation… nice place in the midst of the south end with small but fine selection, rumor has it the place is great for brunch as well.
Congratulations
The Reviewer wrote,
“After walking past this place quite a few times and a recommendation from a friend I decided to try this place with my girl friend and I was really pleased because this place has become one of my go-to JP spots. I’ve tried both the Cuban Sandich (their specialty) and the chorizo (the Spanish sausage) and I really like the Chorizo sandwich-although the Cuban sandwich is good too. I’m also a big fan of their french fries.”
How to Manage Workplace Stress
While some stress at work is normal, too much of it can take a toll on your productivity, success and overall health. The following tips can help to reduce your stress and increase your happiness on the job.
Identify yourtriggers. The Mayo Clinic citesthat stress in small doses actually can energize and motivate you to deal with workplace challenges. However, it is important to recognize the warning signs and symptoms of excessive stress. One way to do this is to keep a stress diary. Note various situations and your reactions and evaluate the issues at the end of each week. Doing so will help you get a better idea of what causes your stress and determine solutions to cope with it.
Mind Tools provides you with a stress diary template.
Prioritize tasks. Often, we underestimate how long things will take and over-commit to taking on too much in one day. To help curtail stress, write down everything you absolutely must get done that day, and make a step-by-step plan for larger projects. By focusing on one manageable task at a time, you’ll feel better about your workload and your ability to accomplish it.
Chandoo.org details how to make a custom To-Do liston Excel.
Think positive. Sometimes, job stress can escalate simply due to our mindset. Making a conscious effort to turn self-defeating, negative thoughts and habits around can greatly improve your motivation, work ethic and mood. Author Kendra Cherry describes how to becomea positive thinker.
Take care of yourself. The better you feel, the more resilient you are to handling stress at work. Simple routines such as regular exercise, getting sufficient sleep and maintaininga healthy diet can go a long way in maintaining your physical and emotional health, making the workday easier to face.
Vargas & Vargas Insurance cares about keeping you safe, healthy and happy in 2013. Call 877-550-0025 to speak with one of our friendly agents about how we can get you the right insurance coverage you deserve and start the year off right.
How to Handle an Accident on Your Business Premises
Even though you do your best to keepyour business premises safe, unfortunate incidents may happen. A guest or customer to your business may be injured, and with colder weather the number of incidents rises. Your Vargas & Vargas Insurance agent most likely explained that the liability coverage of your Massachusetts Business Insurance policy may cover the expenses related to such an incident. What you may not be aware is that your actions at the time of the incident can determine if legal action is taken by the injured party. There are however some things to keep in mind in the event somebody is injured on your business premises.
Firstly, be compassionate and courteous to the injured person, even if you suspect the injury may be intentionally deceitful with the intention of making a claim. Make every effort to offer assistance, call for medical assistance or an ambulance if the injury may be serious. Get the individual’s contact details, and take notes about the incident including any conversations with the individual, injuries sustained, and the circumstances. Finally, call your insurance agent and advise them of the incident.
Accidents will happen, and even when the greatest care and concern is shown to the injured party, litigation is a possibility. Protecting yourself with the knowledge of what to do and a Massachusetts Business Insurance policy with sufficient liability coverage could help minimize the liability hit to your business. Call us today at our toll-free number 877-550-0025 to ensure that you and your business are adequately covered.
