7 Ways to Protect Your Vehicle During the Winter

Posted on January 13, 2023January 13, 2023 by cvargas

https://youtu.be/uLAw82SGJlc Auto insurance can play a critical role during the winter months. From frozen and slippery roads to white-outs during a snowstorm, you want to have coverage in the event something hap[...]

Insurance Coverage: What Happens During a Flood?

Posted on December 14, 2022April 5, 2023 by cvargas

Your home insurance policy doesn’t provide a blanket of protection from everything. For example, you might not have coverage if a flood causes water damage to your property. But that also depends on the type o[...]

Why Do Insurance Rates Increase Over Time?

Posted on November 29, 2022December 10, 2022 by cvargas

As with anything else, insurance rates increase as time marches on. In fact, rates are often affected just as much by inflation as anything else you might buy. Unfortunately, this means that the cost of pre[...]

What is Inherent Diminished Value and How it Affects an Auto Accident?

Posted on October 24, 2022October 17, 2022 by cvargas

It’s quite common for some pieces of personal property to diminish in value almost immediately. For example, a computer could lose a great deal of its replacement value within days because of the ever-changing n[...]

How to Protect Your Home from Rising Housing Costs

Posted on September 12, 2022September 12, 2022 by cvargas

In many areas, the housing market is skyrocketing. In fact, many homes in the United States have doubled and even tripled in price. And while these rising housing costs may give you pause, it’s important to keep[...]

When is Your Home Insurance Denied and What Can You Do?

Posted on May 23, 2022May 19, 2022 by cvargas

Home insurance is there to help pick up the pieces in the event of a catastrophe or mishap. From direct damage due to third-party negligence to shielding you from nature’s wrath, being insured is vital. But when[...]

Captive Versus Independent Insurance Agents For Your Automobile and Home Insurance; An Honest Comparison

Posted on April 19, 2022April 12, 2022 by cvargas

When you’re shopping for insurance, knowing the different types of insurance agents is important as part of understanding whom you should work with. There are two kinds of insurance agents — captive (who represe[...]

Spring Cleaning & Maintenance Checklist to Prevent Home Insurance Claims

Posted on April 13, 2022April 12, 2022 by cvargas

Want to maximize your spring cleaning schedule to include maintenance items that can help prevent home insurance claims? Read on for some helpful tips! Organize and declutter Go through each room in your h[...]

Is Your Oil Tank Covered On Your Homeowners Insurance Policy?

Posted on April 5, 2022March 30, 2022 by cvargas

Living in Massachusetts has plenty of amazing upsides, but you’re definitely taking a risk if you don’t have your oil tank covered on your homeowner’s insurance policy! According to state records, over 700,00[...]

What A Home Insurance Policy Doesn’t Cover

Posted on March 16, 2022March 23, 2022 by cvargas

Is your home insurance policy covering you when you need it most? If you’re like most people on a “standard” home insurance plan, there are several things that aren’t actually covered with your policy! Don’t [...]

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