The Truth About Big Insurance Companies vs Local Insurance Companies: What Massachusetts Homeowners Need to Know

Posted on February 9, 2025February 21, 2025 by cvargas

When it comes to protecting your Massachusetts home, one of the biggest decisions you’ll face is choosing between national insurance giants like State Farm and Allstate or working with a local insurance broker. Let’[...]

Understanding the 2025 Homeowners Insurance Rate Increases

Posted on January 24, 2025February 21, 2025 by cvargas

What’s happening with home insurance ratesHomeowners across the U.S. are facing shocking increases in insurance rates. If your bill has jumped recently, you’re not alone—rates have risen by 24% over the past two[...]

Should I Bundle My Insurance Policies?

Posted on February 13, 2023February 8, 2023 by cvargas

One way to save money in premiums is by bundling insurance policies together. This is when you use the same provider for all of your insurance needs. It’s kind of like getting a “buy in bulk” discount. Most p[...]

What A Home Insurance Policy Doesn’t Cover

Posted on March 16, 2022March 23, 2022 by cvargas

Is your home insurance policy covering you when you need it most? If you’re like most people on a “standard” home insurance plan, there are several things that aren’t actually covered with your policy! Don’t [...]

Home Renovations That Might Lower Your Massachusetts Home Insurance

Posted on December 13, 2021February 15, 2022 by agentinsure

When you are getting ready to renovate your home, you may be thinking of additional costs such as your home insurance. Some improvements will typically lower your home insurance rates. At Vargas & Vargas Insurance, w[...]

How to Organize Your Insurance Policies to Help Your Spouse or Dependents Find Them

Posted on September 15, 2020August 3, 2020 by cvargas

Acquiring policies like life insurance can put your mind at ease and help you feel secure. But it’s only the start of formulating a game plan that will keep you and your family prepared for any unforeseen circum[...]

What You Need to Know About Forced Place Insurance

Posted on June 16, 2020April 15, 2020 by cvargas

Unexpectedly finding yourself paying for forced place insurance can create a significant dent in your monthly budget. This type of insurance is a lender’s response to expired or insufficient insurance, and it co[...]

What You Need to Know About Personal Property Insurance (for Your Home)

Posted on June 9, 2020April 15, 2020 by cvargas

Homeowners insurance in Massachusetts is complicated. That’s why the staff at Vargas & Vargas is creating blogs. We want to help our customers understand the most important insurance topics as they relate to YOU[...]

These Auto Insurance Companies Are Giving Money Back During COVID-19

Posted on May 12, 2020May 12, 2020 by cvargas

It’s no secret that the COVID-19 global pandemic has caused immense strain — physically, mentally, and financially. While the uncertainty of the coming months continues to weigh heavily on everyone’s minds, more[...]

The Financial Benefits of Getting Life Insurance Early

Posted on February 25, 2020January 26, 2020 by cvargas

Young adults can save a significant amount of money by obtaining life insurance before they turn age 35. Yet, most young adults miss this opportunity. If you’re in your twenties or early thirties, it’s important to [...]

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