Dwelling Fire Insurance vs. Homeowners Insurance: Which One Do You Need?

Posted on February 27, 2025February 21, 2025 by cvargas

At first glance, homeowners insurance and dwelling fire insurance might seem similar—but they serve very different purposes. One protects your primary home and everything inside it, while the other covers properties[...]

The Truth About Big Insurance Companies vs Local Insurance Companies: What Massachusetts Homeowners Need to Know

Posted on February 9, 2025February 21, 2025 by cvargas

When it comes to protecting your Massachusetts home, one of the biggest decisions you’ll face is choosing between national insurance giants like State Farm and Allstate or working with a local insurance broker. Let’[...]

What Every Boston Homeowner With An Older Home Needs To Know

Posted on February 2, 2025February 21, 2025 by cvargas

Living in Boston comes with its own special charm – and its own unique insurance needs. Whether you own a classic triple-decker or a single-family home, understanding how to protect your property is crucial. Let’s e[...]

The Complete Home and Auto Bundle Guide: Maximizing Your Insurance Coverage in Massachusetts

Posted on January 26, 2025February 6, 2025 by cvargas

If you’re a homeowner in Massachusetts, you know how expensive insurance can be—especially with our unpredictable weather and historic home considerations. Bundling your home and auto insurance sounds great, but[...]

Understanding the 2025 Homeowners Insurance Rate Increases

Posted on January 24, 2025February 21, 2025 by cvargas

What’s happening with home insurance ratesHomeowners across the U.S. are facing shocking increases in insurance rates. If your bill has jumped recently, you’re not alone—rates have risen by 24% over the past two[...]

Hard Lessons from California Fires: What Homeowners Are Learning About Their Home Insurance

Posted on January 21, 2025February 6, 2025 by cvargas

Wildfires are devastating California communities, leaving thousands of homeowners struggling to rebuild. Many are facing an even bigger shock—learning too late that their insurance doesn’t cover the full cost of[...]

Understanding Massachusetts Home Insurance Companies options: A Simple Guide

Posted on January 19, 2025February 21, 2025 by cvargas

Did you know that protecting your home in Massachusetts is different from other states? Our unique weather and historic homes mean we need special insurance coverage. Let’s break down your choices in simple terms. W[...]

Why Every Renter Needs Insurance: A Simple Guide to Protecting Your Stuff

Posted on January 12, 2025February 6, 2025 by cvargas

Are you renting an apartment or house? You might think your landlord’s insurance protects your belongings, but that’s not true! Your landlord’s policy only covers the building itself. This means all your personal it[...]

What Is The Difference Between Replacement Cost and Guaranteed Replacement Cost?

Posted on January 5, 2025February 6, 2025 by cvargas

If you are in the market for new homeowners insurance policy, or are reviewing your current policy, then you know how daunting it can feel when deciding on the coverages you want for your policy. At Vargas & Varg[...]

Everything You Need To Know About Scheduled Items (Including Cost Estimates and an insider tip)

Posted on December 29, 2024February 6, 2025 by cvargas

That beautiful inherited china collection gets stolen, or your brand new engagement ring accidentally falls down the drain – what do you do? While your homeowners, renters, or condo insurance policy includes persona[...]

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