4 Reasons Your Home Insurance Premium Increases. Number 2 Will SHOCK YOU!

Posted on December 31, 2019December 18, 2019 by cvargas

There comes that time of year when your Homeowner’s Insurance Renewal arrives in the mail. You’re happily buzzing through your day when you read the bad news: your premium is increasing!Panic sets in, then a fair a[...]

Is Twice Yearly Too Often?

Posted on December 24, 2019December 17, 2019 by cvargas

It’s often said that “insurance is boring.” This notion probably leads many consumers to avoid communicating with their Independent Insurance Agent unless absolutely necessary. Three “absolutely necessary” m[...]

To Escrow or Not To Escrow?

Posted on December 3, 2019December 1, 2019 by cvargas

Many Homeowners have an escrow account for their mortgage payment. The purpose of the escrow account is to maintain a balance of funds the mortgage lender uses to pay bills on behalf of the Homeowner such as propert[...]

Turn Back The Clocks; Turn Back Time

Posted on October 29, 2019October 22, 2019 by cvargas

It’s Autumn; you know what that means! “Spring” towards those clocks and “fall back” an hour! This year, Daylight Savings Time ends at 2 a.m. on November 3rd.Turning back the clocks is a great reminder for[...]

Flashback: Fallen Leaves in Autumn Leave You Liable!

Posted on October 22, 2019October 17, 2019 by cvargas

There is no doubt that the beauty of the autumnal leaves is a highlight of the season. But such splendor can mask danger. Those same beautiful leaves can be dangerous once they hit the ground! Fallen leave[...]

How to Read Your Declarations Page(s)

Posted on October 8, 2019October 4, 2019 by cvargas

Have you ever read an insurance contract? Not many have. However, this voluminous document has everything you need to know about your insurance coverage and is essential in the event of a claim. There is [...]

Managing Growth

Posted on August 27, 2019August 19, 2019 by cvargas

Growth can sneak up on us. Whether it’s your family or your business, one day you realize you’ve grown larger than when you started. Two cars when once there was one. Five employees when previously you had[...]

Back to School: Children and Insurance

Posted on August 13, 2019August 1, 2019 by cvargas

Getting children prepped and off to school is often a hectic time. The last thing you want to think about is insurance. So, don’t. That’s right, don’t think about insurance! You’ve got too much on your[...]

Back to School: Finance 101 – Your Children Money

Posted on August 1, 2019August 1, 2019 by cvargas

It’s never too early to talk to your children about money and finances. Specifically, when was the last time you reviewed your life insurance? Life insurance is the safest and most secure way to protect your [...]

5 Ways to Reduce Your Insurance Costs. #3 Will Blow You Away!

Posted on July 30, 2019July 24, 2019 by cvargas

Saving money isn’t a responsibility you should hand off to someone else, especially if that someone else is the insurance company. Knowledge is power. With these 5 tips, you’ll have the power you need to negot[...]

Vargas & Vargas Insurance

Our Company

Annual Review