Umbrella Insurance: What It Covers & Why You Need It Now

Posted on January 23, 2025February 6, 2025 by cvargas

What would happen if a visitor slipped on your sidewalk and sued you for everything you own? Would your current insurance be enough, or would you be left paying out of pocket? In this guide, you’ll learn exact[...]

Hard Lessons from California Fires: What Homeowners Are Learning About Their Home Insurance

Posted on January 21, 2025February 6, 2025 by cvargas

Wildfires are devastating California communities, leaving thousands of homeowners struggling to rebuild. Many are facing an even bigger shock—learning too late that their insurance doesn’t cover the full cost of[...]

Understanding Massachusetts Home Insurance Companies options: A Simple Guide

Posted on January 19, 2025February 21, 2025 by cvargas

Did you know that protecting your home in Massachusetts is different from other states? Our unique weather and historic homes mean we need special insurance coverage. Let’s break down your choices in simple terms. W[...]

Why Every Renter Needs Insurance: A Simple Guide to Protecting Your Stuff

Posted on January 12, 2025February 6, 2025 by cvargas

Are you renting an apartment or house? You might think your landlord’s insurance protects your belongings, but that’s not true! Your landlord’s policy only covers the building itself. This means all your personal it[...]

The Ultimate Car Insurance Shopping Guide: What You Need to Know in 2025

Posted on January 10, 2025February 6, 2025 by cvargas

Car insurance is one of those things you don’t think about until you need it. But when you do, the choices can feel overwhelming—different policies, coverage levels, and prices make it hard to know what’s right for [...]

What Is The Difference Between Replacement Cost and Guaranteed Replacement Cost?

Posted on January 5, 2025February 6, 2025 by cvargas

If you are in the market for new homeowners insurance policy, or are reviewing your current policy, then you know how daunting it can feel when deciding on the coverages you want for your policy. At Vargas & Varg[...]

Everything You Need To Know About Scheduled Items (Including Cost Estimates and an insider tip)

Posted on December 29, 2024February 6, 2025 by cvargas

That beautiful inherited china collection gets stolen, or your brand new engagement ring accidentally falls down the drain – what do you do? While your homeowners, renters, or condo insurance policy includes persona[...]

Cancel Your License Plates the Right Way (Avoid Fines & Insurance Issues!)

Posted on December 22, 2024February 6, 2025 by cvargas

Did you know failing to cancel your license plates properly could result in unexpected fines or even continued insurance charges, according to the Department of Motor Vehicles? Are you selling your car, moving to[...]

Save BIG on Home Insurance in 2025

Posted on December 16, 2024February 6, 2025 by cvargas

Essential Home Insurance Coverages You Must Know

Posted on December 15, 2024December 10, 2024 by cvargas

Your home is more than just a building – it’s where your life happens. At Vargas & Vargas Insurance, we see how proper coverage protects families when disaster strikes. According to the Insurance Information Institu[...]

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