Vargas & Vargas Insurance

1133 Washington St
Dorchester, MA 02124

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Registering A Car in Massachusetts Plus Pro Tip

Massachusetts does not have a grace period for registering your vehicle when you move into the state. You must register it right away. If you are transferring the registration from an old car to a new one that was purchased from either a dealer or an individual, then you have 7 days after selling the previous vehicle to do so. Registering a car in Massachusetts may seem complex at first glance.

Buying Automobile Insurance

In Massachusetts, only 3.5% of drivers are not insured, making it the second lowest in the country. This is largely due to the stringent laws regarding car insurance. To register a vehicle, you must provide evidence of insurance; visiting an independent agency can help you decide which type of coverage is best for your needs. Comparing quotes between different companies online is one way to find the best rates; alternatively, having an independent agent compare quotes on your behalf may save time and effort.

The representatives of Vargas & Vargas Insurance collaborate with numerous insurance companies to offer our clients the most economical rates on the market.

Registering Your Vehicle With the Massachusetts RMV

Once you have purchased your automobile insurance policy, you can now register your car at the RMV. Make sure to bring all the necessary items with you in order to complete the registration process successfully.

What Is Needed for Auto Insurance

Registration and Title Application: This document is needed for all registration transactions, such as out-of-state vehicle transfers and new vehicle registrations. It can be obtained from the RMV in person or downloaded online and must be completely filled out with a signature from your insurance provider. The form will have details about other documents that may be required, like lien holder info. You need to present valid identification that could include a driver’s license, Massachusetts ID or social security number. Additionally, your registration and title application should contain your auto insurance information along with an insurance stamp and signature.

Proof of ownership: Your title is generally an indication of possession. If you have obtained a loan to buy the car, the title would stay with your lender until you settle the debt. In this situation, your registration will stand in its place.

Required Costs: The fee for a certificate of title is $75 and the fundamental registration charge is $60. Unless other expenses are applicable, you can expect to pay close to $135 in total. After your application and related documents are processed, you will be issued vehicle registration and plates. The certificate of title will be processed and sent via mail within 6 to 8 weeks. If the car is under a financial obligation, the title will be transferred to the lender.

Get Your Car Inspected

Once your registration is complete, you have 7 calendar days to get your vehicle inspected. All vehicles registered in Massachusetts must pass a yearly inspection. The inspection typically costs $35 but could be more for a commercial vehicle.

Once you finish signing up, you have a week to have your vehicle checked. All cars registered in Massachusetts must go through an annual inspection. The cost of the assessment is usually $35 but may be more for a commercial car. Massachusetts has 1,800 approved inspection centers. To find one near you, search the Inspection Station Locator online. If your automobile passes the examination, you will get a vehicle inspection sticker that is valid for 12 months. A temporary “fail” sticker will be issued if it doesn’t pass and drivers must make repairs within 60 days and get it re-inspected.

Your Local Independent Insurance Broker

Registering your car correctly is essential to avoid hefty fines and sanctions. Getting your vehicle registered in Massachusetts begins with obtaining the right auto insurance plan. Car insurance is a beneficial asset that can guard you and your automobile. Contact Vargas & Vargas Insurance to find out more about acquiring an insurance policy that meets your needs at a reasonable cost.

Partner Carriers

  • Arbella Insurance
  • Commerce
  • Mass Property
  • New London County Mutual
  • Norfolk and Dedham
  • Palomar
  • Pilgrim
  • Plymouth Rock
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  • Travelers
  • Vermont Mutual