One of the first things you probably did after you closed on your house was buy insurance. It would have been the smart thing to do with such a large investment. Now that you are all settled in and you have time to think, you may be wondering if you are overpaying for the policy on your house. There are several ways to save money on your Mass home insurance.
I am sure you have heard the saying, “don’t put all your eggs in one basket”. That suggestion should not necessarily be followed when it comes to insurance. Having multiple policies with one company can often save you money on your premiums. It is also very helpful to only have one person to call, no matter what sort of claim you have.
A mistake some home owners make when estimating how much insurance they need is that they include the value of their land. Your insurance policy is supposed to provide you with enough money to rebuild your house in case it is destroyed by fire, a natural disaster, or some other horrible event. Generally, the land is unaffected by these events so your coverage only needs to be for the cost of the actual re-building and replacement of contents.
One of our agents can tell you about more ways to save on Mass home insurance. With a little time and some insurance know-how, you can minimize your insurance costs and save your money for other things. You have probably learned, thanks to the current recession, that every penny counts. With Vargas & Vargas Insurance, you can get the coverage you need for your home. Contact us today for more information!
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